Seasonal Employees and Workers’ Comp: What Lehi Business Owners Need to Know

Hiring seasonal employees is a common practice for many businesses, especially during busy periods such as summer, holidays or special events. As your business grows and adapts to seasonal demand, it’s important to understand your responsibilities regarding workers’ compensation coverage for your employees.

Do Seasonal Employees Need Workers’ Compensation in Utah?

In Utah, most employers are required to carry workers’ compensation insurance for all employees, including seasonal and part-time staff. This coverage may help pay for medical expenses and lost wages if an employee is injured or becomes ill due to their job. Failing to carry proper coverage can result in penalties and leave your business exposed to costly claims.

Key Considerations for Business Owners

When hiring seasonal employees, keep these points in mind:

• Coverage is mandatory: Utah law generally requires workers’ comp for any employee, regardless of how long they work for you.
• Classifying employees correctly: Accurately classify seasonal staff. Misclassifying workers as independent contractors when they are actually employees can lead to compliance issues.
• Policy adjustments: If your workforce fluctuates throughout the year, review your policy with your insurance agent. You may need to update your payroll estimates or adjust your coverage to reflect seasonal changes.

How Our Team Supports Your Business

At Bergen Insurance Agency, LLC, we understand the considerations Lehi, UT businesses face when hiring seasonal staff. If you want to review if your workers’ comp coverage is up to date, we’re here to help. Contact us today.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.