Homeowners Insurance in Lehi, UT
Homeowners insurance can help cover your home, personal belongings and other covered property against a variety of unexpected events. Bergen Insurance Agency, LLC offers coverage options that may help Utah homeowners manage related costs. 
What Are Your Coverage Options?
Standard homeowners insurance can include the following types of coverage:
- Additional living expenses coverage may help pay for temporary housing and everyday costs if a covered incident makes your home unlivable.
- Dwelling coverage can help cover damage to your home’s structure from events such as fire, vandalism and burglary.
- Personal property coverage may help cover the cost of replacing or repairing stolen or damaged belongings, such as electronics, furniture and clothing.
- Detached structures coverage can help apply to separate buildings on your property, such as sheds, freestanding garages and gazebos.
- Liability coverage may help cover costs when you are at fault for a third party’s bodily injuries or property damage.
How Much Does It Cost?
Several factors can affect how much you pay for home insurance, such as:
- Your history of prior claims
- The age, construction materials and current condition of your home
- The deductibles, coverage limits and optional endorsements on your policy
- Local conditions, including severe weather patterns and crime rates in your neighborhood
- The replacement cost of your home and the value of your personal belongings
What Does Homeowners Insurance Exclude?
Some risks may require coverage beyond what is included in a standard homeowners policy. Additional options may include:
- Flood insurance
- Earthquake coverage
- Umbrella liability protection
- Scheduled personal property coverage for valuable belongings
Find Insurance Options Near You
Contact Bergen Insurance Agency, LLC today to explore your insurance options and get a free personalized quote.